The Resilient Family

The problem

Sources: Poverty and Equity Assessment for Lebanon, World Bank (2024)

Target groups

• Middle- and low-income families.
• Priority for families headed by women.
• Teenage children in joint sessions.

Methodology

1. 1

   Phase 1 — 6 practical workshops

   The family budget in dollars and lira, priorities and spending control, small savings, avoiding debt, and involving children in financial decisions.

2. 2

   Phase 2 — Tools and follow-up

   A simple budget notebook or phone app, monthly follow-up for four months, and organising rotating savings groups (“jamaiyya”) with clear rules.

3. 3

   Phase 3 — Additional income

   Interested families move into the “Bayt Muntij” programme or study a small project with Al-Inmaa Center's accompaniment.

Success factors

Targets and impact indicators

• 100Families participating
• 60%Families keeping a written monthly budget after 3 months
• 5Rotating savings groups
• 10Small projects launched
• 40Families moving to “Bayt Muntij”
• 80%Workshop completion rate

All figures on project cards are targets, not achieved results, unless stated otherwise.

Challenges and how we address them

Lessons the project is built on

• Financial awareness alone is not enough; it must connect to an income opportunity.
• A family that writes its budget discovers waste it did not see.
• Our advice: start with tools people already know, like the rotating jamaiyya, and develop them rather than importing foreign tools.

Why it deserves to be showcased

Sustainable Development Goals

• 11.4 No Poverty
  Goal 1: No Poverty

  Ensure equal rights to economic resources and basic services

• 55.a Gender Equality
  Goal 5: Gender Equality

  Give women equal rights to economic resources and financial services

• 88.10 Decent Work and Economic Growth
  Goal 8: Decent Work and Economic Growth

  Expand access to banking and financial services for all

• 1010.1 Reduced Inequalities
  Goal 10: Reduced Inequalities

  Achieve income growth of the lowest-income households faster than the average

Goal 1 (target 1.4) for access to resources and financial services; Goal 5 for supporting women-headed families; Goal 8 (target 8.10) for financial inclusion; Goal 10 for empowering lower-income households.